Topics all about mobile insurance

Cheapest Mobile Phone Insurance in the UK

Tuesday, January 18th, 2011

Buying mobile phone insurance is very different to buying say Car Insurance, very few people will choose a more expensive quote when buying insurance for your car. This is because car insurance cover is very similar if you want 3rd Party, Fire and Theft you get that type of protection all all of these things there might be a couple of additional options like Windscreen cover, Personal Injury cover or Replacement Key Cover that can be added to your car insurance premium but generally car insurance policies offer pretty much the same type of policies.

Mobile insurance on the other hand can vary greatly in the type of protection and cover offered. The cheapest cover might cover your phone against being stolen but does it cover you if you lose your phone or is it cover if the phone is stolen while you’re on holiday abroad?

It is important that you make sure you buy mobile phone insurance that covers you for all the eventualities that you would like to be covered for because the cheapest cover might not be the best option if you want more than the very basic type of mobile phone insurance.

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Do you really need Mobile Phone Insurance?

Tuesday, July 20th, 2010

Nobody knows you as well as you know yourself and mobile phone insurance companies won’t even come close to knowing you personally and will put all there customers in the same group. The group of people who are always making claims for their lost of stolen mobile phone.

Fear is one of the biggest buying motivators and mobile phone insurance companies will always play on your fear of losing or having your mobile phone stolen to try an get a sale. It doesn’t matter if you’ve never had to claim on your insurance you will be classified as the same as everyone else.

You have to remember this when deciding whether your mobile phone insurance package is a good buy or not. If you’re the type of person that loses their keys, wallet or other valuables on a regular basis then it is probably worth investing in a good insurance package that is going to cover you. But if you’re the type of person that resents every type of insurance because you’ve never had to make a claim then don’t let the mobile phone insurance companies play on that fear and sell you something you don’t need. Maybe consider an alternative solution to mobile phone insurance like self insurance.

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Can you really afford cheap mobile phone insurance?

Tuesday, July 20th, 2010

If all you’re looking for is the best possible deal for mobile phone insurance then take a look at our previous blog post Cheapest Mobile Phone Insurance, but if you’re looking for true peace of mind when it comes to insuring your mobile phone again lost and theft  then keep reading because it might save you a lot of hassle.

I’ve spent weeks investigating the best possible deals for mobile phone insurance and have asked the same questions over and over to make sure I know exactly what each insurance package is going to give me. Guess what the cheap mobile phone insurance deals don’t always cover you in the way you want or expect them to, as the saying goes “you get what you pay for”.

Many of the cheap mobile phone deals come with terms that don’t always cover you for the full cost of a replacement phone or there is a maximum value that will be paid out. With the latest generation of smart phones costing up to £500 pounds to replace it is going to be a big chunk of your own money if your mobile phone insurance provider asks for proof of purchase or only agrees to pay a faction of the actual cost of your mobile phone.

So when you purchase your cheap mobile phone insurance make sure you ask these crucial mobile phone insurance questions to make sure you’re covered if your mobile phone is stolen or lost.

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